Having Renters or Homeowners Insurance can get you extra discounts on your FR44 insurance coverage.
Some companies will give you a multi policy discount. Renters insurance can be as little as 100.00 per year.

What do you do if you live in a state other than Florida or Virgina that have the FR44. You can easily sastify the FR44 requirement by purchasing a polciy in the state where you reside. You just need to make sure your auto policy meets the state minimum FR44 requiremnts. In Florida this is 100/300/50 and in Virginia it's 50/100/40. You then  give a copy of your policy to the DMV and that should take care of it. Of course your insurance company will then notify the DMV if you let your coverage lapse and it will cause your license to be suspended again.



Requirements are subject to change so as always check with you appropriate state or local government for laws and regulations.

This Video shows where to get a cheap FR44 if you have had a Dui. They offer insurance in Virginia and Florida.

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We had some fun and asked some of our customers what they like about Cochran Insurance and here's what they said.


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Under normal circumstances the SR22/FR44 Filing period is three years. However, with the advent of stricter enforcement of DMV laws, and lobbying against drunk drivers, the terms can be extended. What process is involved in reinstating my license? First, you need to know what is on your driving record. Secondly, you will need to call the DMV to ask them what other DMV fees are needed to reactivate (usually a $55.00 reinstatement fee, and payment of all other outstanding parking/moving violation fines).
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What is an "FR44 Filing"?  

An FR44 Filing is a form issued by an insurance company which removes a suspension order placed by the DMV on your driving priviledge. The filing provides a guarantee to the Virginia Department of Motor Vehicles that an insurance company has issued at least 50/100/40 liability coverage for the person making that filing; AND - that the insurance company will notify the DMV should the insurance ever lapse for any reason.

Who Needs One?

 People whose license is under suspension by the Virginia Department of Motor vehicles need an SR22 or FR44 Filing to reinstate their license. This includes, but is not limited to the following suspension reasons: drunk driving violations; more minor moving violations in one year than the law permits; suspensions from unpaid fines or parking violations; uninsured accidents; failure to comply with other DMV laws or regulations. How do I get an FR44 Filing to reactive my drivers license? You must purchase 50/100/40 liability coverage on the vehicle(s) you own. If you do not own a motor vehicle, you must purchase "non-owners" liability coverage. The price is based on the severity of your driving record (accidents and violations), where you live, and the number of years of driving experience. If you do not know what is on your driving record, purchase it from DMV (usual cost is $5.00 to $10.00 per record). Then you must purchase the proper kind of Automobile, Motorcycle, Commercial Vehicle, or Non-Owners policy. 

For more information or to get a fast online Fr44 Quote just click on the link

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Requirements may differ by state. The above information applies to the state of Virginia and may be subject to change